“A criminal is a person with predatory instincts who has not sufficient capital to form a corporation” is a quotation from Howard Scott (1890-1970), an engineer who supported technocracy. Scoot was cited for the quotation in February 1933.
 
The humorous quotation has been included in many quotation collections. It is sometimes stated that Howard Scott was an economist born in 1926, but this is obviously incorrect.
 
   
Wikipedia: Howard Scott
Howard Scott (April 1, 1890–January 1, 1970) was a controversial engineer who had an interest in technocracy, and helped to form the Technical Alliance, Committee on Technocracy, and Technocracy Incorporated.
 
2 February 1933, Zanesville (OH) Signal, “So They Say,” pg. 6, col. 3:
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.—Howard Scott, spokesman for technocracy.
 
5 February 1933, Tampa (FL) Sunday Tribune, pt. 1, pg. 6, col. 2:
One of Howard Scott’s technocratic wisecracks: “A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.”
 
Google Books
College and University
Volume 18
1942
Pg. 175:
Howard Scott gives a more modern version of such sin when he says, “A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.”
   
Google Books
The Wit and Wisdom of Wall Street
By Bill Adler
Homewood, IL: Dow Jones-Irwin
1985
Pg. 23:
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.
Howard Scott
 
Google Books
Money Talks:
The 2500 Greatest Business Quotes from Aristotle to DeLorean
By Robert Warren Kent
New York, NY: Pocket Books
1986, ©1985
Pg. 29:
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.
Howard Scott
   
Google Books
The 2,548 Best Things Anybody Ever Said
Edited by Robert Byrne
New York, NY: Fireside
2003
Pg. ? (not paginated):
2,186
A criminal is a person with predatory instincts without sufficient capital to form a corporation. —Howard Scott
 
Google Books
Book of Business Quotations
Edited by Bill Ridgers
Hoboken, NJ: John Wiley & Sons, Inc.
2012
Pg. 55:
A criminal is a person with predatory instincts who has not sufficient capital to form a corporation.
Howard Scott, economist (1926–)
 
Twitter
Funny Quotes‏
@_FunnyQuote_  
A criminal is a person with predatory instincts without sufficient capital to form a corporation.—Howard Scott
1:47 PM - 28 Aug 13