“Men are like bank accounts—without a lot of money, they don’t generate much interest” is a humorous one-line saying that has been printed on many gift items, such as posters, T-shirts and coffee mugs. The saying has been cited in print since at least 1999 and is of unknown authorship.
 
     
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Women are not from VENUS Unspoken Truths
#20By Adriana on Sunday, March 14, 1999 - 12:17 pm
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Men are like…..Bank Accounts.
Without a lot of money, they don’t generate much interest.
 
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Kane
9/28/99
(...)
Men are like bank accounts- without alot of money, they don’t generate much interest.
 
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CBVCM
10/30/99
(...)
Men are like bank accounts.  Without a lot of money, they don’t generate much interest.
   
Google Books
The Mammoth Book of Humor
By Geoff Tibballs
New York, NY: Carroll & Graf
2000
Pg. 206:
Men are like bank accounts—without a lot of money, they don’t generate much interest.
   
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Men
G. P.
5/6/00
(...)
3)  Men are like bank accounts- without alot of money, they don’t generate much interest.
 
Google Books
Woman Power:
Transform Your Man, Your Marriage, Your Life
By Dr. Laura Schlessinger
New York, NY: HarperCollins Publishers Inc.
2004
Pg. 93:
Men are like ...Government bonds. They take so long to mature.
Men are like ...Lava lamps. Fun to look at but not all that bright.
Men are like ...Bank accounts. Without a lot of money they don’t generate much interest.