A riddle about a person in debt is:

Q: What do you call a guy in debt?
A: Owen.

The riddle has been cited in print since at least 2006, when it was included in a joke book.

“What do you call a girl who sets fire to her credit card statements?"/"Bernadette” is a similar riddle.


Google Books
Penguin Pocket Jokes
By David Pickering
London: Penguin UK
2006
Pg. ?:
What do you call a man who is deeply in debt?
Owen.

Magic Seaweed
Re: The foul Joke thread: DO NOT RUDE IF YOU ARE EASILY OFFENDED
Post by shackattack » Tue Feb 03, 2009 12:00 pm
What do you call a man who is in debt?

Owen

Twitter
arquetectBAE
‏@IamDJELQUE
Q: What do you call a guy in debt?
A: Owen.... RT this if u know any Owens around here...lmao,............
12:36 PM - 23 Jul 2010

Twitter
DigicelTT
‏@DigicelTT
What do you call a man in debt? Owen. Lol.
9:39 AM - 5 Aug 2010

Twitter
Kevín
‏@KevOnStage
*rimshot* Brandon Cousin ladies and gentleman. He’ll be here all week. RT @2nd_Letter: Last 1: what do you call a guy in debt? Owen
12:19 AM - 6 Aug 2010

Google Books
The Mammoth Book of Really Silly Jokes:
Humour for the whole family
Edited by Geoff Tibballs
London: Constable & Robinson Ltd
2011
Pg. ?:
What do you call a man in debt?
Owen.

Google Books
Best Ever Classroom Jokes:
Because some of us never grow up
By Mike Haskins
New York, NY: Pavilion Books
2015
Pg. ?:
What do you call a man who’s in debt?
Owen.