“Time is money” is a proverb that was popularized by Benjamin Franklin (1705-1790). “ATM” stands for “automated teller machine,” but there’s a joke:
 
“If time is money, then an ATM is A Time Machine.”
 
“If time is money is the atm a time machine?” was cited on Twitter on December 6, 2010. The ATM joke has been printed on many images.
   
 
Twitter
Emjay
‏@goldenhaize
If time is money is the atm a time machine O_o
5:13 PM - 6 Dec 2010
 
Twitter
ig: adrxano #MUFC
‏@adrxano
#StonedThoughts ..if time is money, is an ATM a time machine ?
3:24 AM - 11 Dec 2010
 
Twitter
just
‏@mentionSALT
if time is money . dnt tht make a ATM a time machine ?? hmmmm . . .
11:40 AM - 7 Dec 2010
   
Yahoo! Answers
December 11, 2011
If time is money, is an ATM machine a time machine?
 
reddit
If time=money then an ATM is a time machine
submitted May 28, 2015 by laidbacknotlazy
 
reddit
If time means money…
submitted July 8, 2016 by molecoder
...then an ATM is A Time Machine.